A wholesale aggregator is a company that acts as an intermediary between different entities, such as lenders and brokers, or carriers and enterprises. You may be unaware you know and use aggregators on a weekly, if not daily basis. Below are 10 of the most popular aggregator business models, some of which are used by millions of people every day:
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Uber: aggregates drivers and riders
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Airbnb: aggregates hosts and guests
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Amazon: aggregates 3rd-party sellers and buyers
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Expedia: aggregates travel suppliers and customer
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Grubhub: aggregates restaurants and diners
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Upwork: aggregates freelance professionals and businesses
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Zillow: aggregates real estate listings and buyers
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OpenTable: aggregates restaurants and diners
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TaskRabbit: aggregates taskers and customers
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Etsy: aggregates artisans and buyers
All of these companies use aggregator business models to connect suppliers and customers through their platforms, creating value for both parties. White Horse Funding is not much different. As a structured settlement wholesale aggregator we simply connect those willing to sell a structured settlement with a company willing to purchase the structured settlement.
A wholesale aggregator in the structured settlement industry is generally a company that buys large volumes of structured settlement payments directly from individuals or other settlement purchasing companies, then sells those aggregated payments in bulk to institutional investors at a discounted price, essentially acting as a middleman to gather and bundle these cash flows for larger-scale investment purposes.
A wholesale aggregator can leverage our industry knowledge and robust technology to create an efficient marketplace that allows suppliers to reach a broader customer base and allows customers access to a wider range of buyers that could offer an array of products and investment vehicles. Acting as the intermediary, the wholesale aggregator will specialize in sourcing, underwriting, and servicing structured settlements for institutional investors.